SpaceX IPO Week: The Retail Trap
SPCX went public. Hit $192. Already pulling back. A real-time autopsy of the IPO retail investors were never meant to win — the Nasdaq rule change, who got shares first, and what to own instead.
The 4-Rung T-Bill Ladder
How to build a rolling 4-week Treasury ladder that generates weekly income with zero credit risk and full principal preservation.
TSP for the GS Employee Starting Out
Fund selection, contribution strategy, and how to align your TSP with FERS pension income for a coordinated retirement plan.
The Backdoor Roth Walkthrough
Step-by-step: contribute, convert, and report. The complete guide for high earners over the income limit. Pro-rata rule and Form 8606 explained.
TreasuryDirect vs Your Brokerage
Two ways to build a T-Bill ladder. The mechanics, tradeoffs, and which approach fits your situation — plus SGOV and BIL as ETF alternatives.
SpaceX IPO: The Retail Trap
Everyone wants in. The people who will actually profit already are. Why retail investors lose this one.
SCHD vs VYM — Which Dividend Engine?
Dividend growth vs yield. Quality vs breadth. The case for both and how to weight them.
JEPI vs JEPQ — Know the Difference
Both pay monthly. Both use covered calls. Account location matters as much as the pick.
The Living Trust Conversation
How Roth IRAs pass to heirs tax-free and why beneficiary designations matter most.
The TSP Conversion Window
The years between retirement and age 73 are your best tax arbitrage window. How to drain the TSP strategically before RMDs force your hand.
The RMD Time Bomb
What happens at age 73 without a conversion plan. Real numbers, real consequences, real solutions.
Social Security Strategy
When to claim, spousal benefits, and how to stagger for maximum lifetime income.
The Federal Rental Property
PCS moves, accidental landlords, depreciation, 1031 exchanges, and when to sell vs hold.
Real Estate as an Income Engine
Rental income vs dividend income. Cap rates vs dividend yield. Which builds wealth faster.
Gold as Portfolio Insurance
Not an income engine but a hedge. GLD vs physical, historical role, and how much if any.
Bitcoin — Speculation vs Allocation
Honest assessment of what Bitcoin is, what it isn't, and how to think about speculative allocation.
Year End Tax Moves
Backdoor Roth before Dec 31, tax loss harvesting, Roth conversion timing, and what to do before January 1.
Vol.1 Year in Review
What worked, what changed, portfolio update, and the 2027 roadmap.
Vol.1 Finale + 2027 Roadmap
The complete income engine documented. What Vol.2 looks like. The book announcement.